Privacy Policy

EZ Rate Sheet LLC ("we", "us", or "our") is committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform at ezratesheet.com.

1. Information We Collect

Personal Information

When you register for an account, we collect information such as your name, email address, phone number, company name, and business address. We also collect billing information when you subscribe to our services.

Usage Information

We automatically collect certain information about your device and usage patterns, including IP address, browser type, operating system, pages visited, and time spent on our platform.

Lending Data

When you use our platform, we collect data related to rate sheets, deal information, and lending parameters you input. This data is used solely to provide our services to you.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our platform and services
• Process transactions and send related information
• Send promotional communications (with your consent)
• Respond to your inquiries and provide customer support
• Monitor and analyze usage patterns and trends
• Protect against unauthorized access and legal liability
• Connect you with lending network partners (with your authorization)

3. Information Sharing

We do not sell your personal information to third parties. We may share your information in the following circumstances:

• Lending Network Partners: When you opt into our lending network, we share relevant deal information with partner lenders to facilitate transactions.
• Service Providers: We share information with third-party vendors who help us operate our platform (e.g., payment processors, hosting providers).
• Legal Requirements: We may disclose information when required by law or to protect our rights and the safety of our users.

4. Data Security

We implement industry-standard security measures including encryption, secure socket layer (SSL) technology, and regular security assessments to protect your information. However, no method of transmission over the Internet is 100% secure.

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. You may request deletion of your data at any time by contacting us.

6. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access, correct, or delete your personal information
• Object to or restrict certain processing
• Data portability
• Withdraw consent at any time
• Lodge a complaint with a supervisory authority

7. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act. You have the right to know what personal information we collect, request deletion, and opt-out of the sale of personal information (we do not sell personal information).

8. Children's Privacy

Our platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

EZ Rate Sheet LLC
Email: sales@ezratesheet.com
Website: ezratesheet.com