Terms of Service

Welcome to EZ Rate Sheet. By accessing or using our platform at ezratesheet.com, you agree to be bound by these Terms of Service. Please read them carefully.

1. Acceptance of Terms

By creating an account or using the EZ Rate Sheet platform ("Service"), you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the Service. EZRateSheet is a SaaS platform designed for private real estate lenders to create professional rate sheets, manage deals, and access our lending network.

2. Account Registration

To use our Service, you must register for an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Subscription & Payment

EZ Rate Sheet offers subscription-based plans billed either monthly or annually, in advance. By subscribing, you authorize us to charge your payment method on a recurring basis. All fees are non-refundable except where required by applicable law.

• Subscription fees are billed at the beginning of each billing cycle
• Annual plans are billed for the full year in advance
• Add-on services are billed separately and may have different terms
• You may cancel your subscription at any time, effective at the end of the current billing period
• Price changes will be communicated with at least 30 days' notice

4. Acceptable Use

You agree to use EZ Rate Sheet only for lawful purposes and in accordance with these Terms. You shall not:

• Use the Service for any illegal or unauthorized purpose
• Share your account credentials with unauthorized users
• Attempt to gain unauthorized access to any part of the Service
• Use the Service to transmit malicious code or interfere with the platform
• Reproduce, duplicate, or resell any part of the Service without express permission
• Use automated systems to access the Service without our written consent

5. Data & Content

You retain ownership of all data and content you input into EZ Rate Sheet. You grant us a limited license to use this data solely to provide and improve our services. We are not responsible for the accuracy of data you input into the platform. You are responsible for ensuring the accuracy of all rate sheets, calculations, and lending information generated using the Service.

6. Lending Network

The EZ Rate Sheet Lending Network connects users with third-party lenders. We do not guarantee the availability, terms, or performance of any lending partner. All lending relationships are between you and the respective lending partner. EZ Rate Sheet is not a lender and does not provide lending advice.

7. Intellectual Property

The Service, including all software, designs, text, graphics, and other content, is owned by EZ Rate Sheet LLC and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the Service without our express written consent.

8. Limitation of Liability

To the maximum extent permitted by law, EZ Rate Sheet LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

9. Indemnification

You agree to indemnify, defend, and hold harmless EZ Rate Sheet LLC, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the Service or violation of these Terms.

10. Termination

We may terminate or suspend your account at any time for violation of these Terms or for any other reason at our discretion. Upon termination, your right to use the Service will cease immediately. Provisions that by their nature should survive termination will survive.

11. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the courts of Delaware.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the platform. Continued use of the Service after changes constitutes acceptance of the updated Terms.

13. Contact

For questions about these Terms, please contact us at:

EZ Rate Sheet LLC
Email: sales@ezratesheet.com
Website: ezratesheet.com